
Your Public Sector Pension Options Explained Clearly
Understand your plan choices, income pathways, and next steps so you can make confident decisions.
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See your defined benefit plan options clearly
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Understand pension income versus alternatives
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Compare retire now vs wait outcomes
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Learn what impacts your lifetime income


Backed by 40+ years experience.


Some people value the flexibility of a lump sum. Others prefer the security of a guaranteed pension. The key is understanding the trade-offs before you decide.
When people feel stuck waiting, stress builds.
The question becomes: how much longer do you want to carry that weight before you explore what’s possible?
Barry Fowler, Financial Coach
We help
Nurses · Teachers · Police · Firefighters
University Faculty · Federal Employees
And other Ontario public sector professionals
Let's Connect
Fowler Financial Group Ltd.
3100 Temple Drive, Suite 700
Windsor, ON N8W 5J6
Have a financial question or wondering what your next step should be?
Whether you're approaching retirement, making a decision about your pension or simply looking for a second opinion, we're happy to start with a conversation.
